Lifelong Protection. Lifetime Confidence.
Whether you’re just starting out or preparing for retirement, Whole Life Insurance is designed to protect you and your loved ones for life. With guaranteed benefits and fixed premiums, this permanent life insurance policy offers long-term peace of mind—knowing your coverage can never be canceled as long as premiums are paid.
What Makes Whole Life Insurance Different?
Whole life insurance offers a full suite of guarantees designed to give you stability and predictability over the long haul:
- Guaranteed Level Premiums
Your premiums will never increase for the life of the policy. - Guaranteed Cash Value Accumulation
Your policy builds cash value tax-deferred, helping you plan for future financial needs. - Guaranteed Insurability
Once your policy is active, your health classification won’t change—no future medical exams needed, unless it benefits you. - Guaranteed Paid-Up Values
You’ll know in advance the policy’s paid-up value for each year, providing clarity if you ever choose to stop paying premiums.
Uses of Whole Life Insurance
- Estate Conservation
Provides guaranteed liquidity to cover estate settlement costs and preserve family assets. - Business Continuation
Offers predictable premiums, guaranteed cash value, and a reliable death benefit to support buy-sell agreements or fund key person insurance. - Charitable Giving
Make a lasting impact by leaving larger gifts to your church or favorite non-profit organization.
- Term Conversion
Easily convert your existing term policy to a permanent whole life plan—no medical exam required—at competitive rates.
- Impaired Risk Coverage
Ideal for those with health conditions or high-risk occupations—guaranteed premiums and coverage without ongoing re-evaluation.
Compare Your Options
Guaranteed Universal Life
Term vs. Whole Life?
Universal Life vs. Guaranteed Universal Life?
What’s the best life insurance for you?
Life insurance is a cornerstone of sound financial planning. The right policy depends on your goals, budget, and life stage. If you’re unsure where to start, we’re here to guide you.
Watch our video for a brief overview of the key differences between term life and whole life insurance.
Just Have Questions? We Can Help.
Whether you’re considering your first policy or exploring ways to enhance your existing coverage, our experienced agents are here to answer your questions, explain your options, and help you choose the best solution for your future.
Have questions or ready to get started?
Call us at (817) 545-3900 or contact us here
We look forward to serving you!
Let’s find the right policy for your peace of mind.