Life Insurance Blog

Upside Opportunity without Downside Risk !

March 20th, 2020

Recent headlines are creating a lot of uncertainty in the financial markets. At times like this we all consider alternatives to the Stock Market and Mutual Funds. Are you familiar with the favorable attributes of Indexed Annuities and Indexed Life Insurance products? Markets go through many different cycles and present periods of significant volatility.  With […]

Read More

Keep Beneficiary Designations Up To Date

October 30th, 2025

Keeping your life insurance beneficiary designations up to date ensures that your wishes are honored. You name a beneficiary when you purchase a life insurance policy. Your life insurance beneficiary designation lets the insurance company know who should receive the proceeds of the policy. Keeping your beneficiary designation current is key to ensuring your life […]

Read More

What to know about term life insurance conversion

August 7th, 2025

In the early stages of life, a term life insurance policy may be sufficient for many individuals’ needs. It can provide an affordable way to offer death benefit protection and help loved ones navigate a difficult time without the added strain of financial burdens. However, as life circumstances change, the coverage offered by a term […]

Read More

June is Annuity Awareness Month!

June 19th, 2025

Annuity awareness can assist you in your financial planning. Have you done your research on annuities? Is it a good idea or a bad idea? There is a lot of information on annuities. I know my dad had annuities dating back to the 1980’s. He experienced some significant tax-deferred growth with guaranteed interest rates. There […]

Read More

8 questions to ask when choosing a beneficiary

May 8th, 2025

When deciding to purchase life insurance, you may have someone in mind to designate as the policy’s beneficiary. The decision is important since beneficiaries are the people or entities who will benefit from your policy when you die. Here are some guidelines and policy rules to keep in mind when choosing or updating a beneficiary. Common […]

Read More

Life insurance options for seniors

March 20th, 2025

For those who have reached retirement age or are getting ready to transition into the next chapter, you may wonder if life insurance is still important for these later years. Even if your priorities have shifted or you no longer have a young family to take care of, having coverage can provide financial security when […]

Read More

Top 10 benefits of term life insurance

February 20th, 2025

Convenient, cost-effective coverage for financial peace of mind. When loved ones rely on you, you want to protect them, no matter what happens. A term life insurance policy is a cost-effective way to get comprehensive coverage and feel more secure about your family’s financial future. What is term life insurance? Term life insurance provides coverage […]

Read More

What to do after receiving a life insurance death benefit

May 9th, 2024

When you are listed as a beneficiary on a life insurance policy, the policyowner likely wanted to help alleviate some of the financial worry that could come with their passing. From covering final expenses to providing money for future bills, life insurance proceeds can offer a safety net when it’s needed most. If you are […]

Read More

Business planning with life insurance

January 25th, 2024

Along with protecting your family’s financial future, life insurance can also be used as a tool to help ensure the continuation of a business. If a key employee were to die unexpectedly, the financial loss could potentially be devastating for the other partner(s). Life insurance can provide funds to a business owner’s spouse and heirs, […]

Read More

Choosing a life insurance policy at any age

November 16th, 2023

Throughout your life, your financial needs are likely to change. Because of this, your financial plan should evolve to help ensure you have what you need to meet your goals. Life insurance can be an essential addition to your overall strategy, no matter your age or stage in life. Even if you do not currently […]

Read More

Term life insurance coverage at every stage of life

November 9th, 2023

Throughout your life, you will likely celebrate many milestones, from graduating college and starting a new job to getting married or buying your first home. Each momentous occasion can bring new financial responsibilities, but how would your family handle those obligations if you passed away unexpectedly? To help protect your loved ones and ensure they […]

Read More

Busting 5 myths about life insurance underwriting

August 17th, 2023

Once you submit a life insurance application, the insurance company will begin underwriting. To determine if you’re eligible for coverage, your risk profile, and your premium amount, underwriters will look at various factors, including age, gender, lifestyle, and health history. For example, if you’re a smoker, you may pay higher rates for coverage than if […]

Read More

Is life insurance available to a non-citizen?

May 11th, 2023

Life insurance can help safeguard your loved ones’ future and financially protect them from the unexpected, allowing them to cover final expenses, keep up with daily living costs, and save for the future. If you’ve recently moved to the U.S. for a permanent stay and are wondering if you’re able to purchase life insurance, there are […]

Read More