Life Insurance Blog

Upside Opportunity without Downside Risk !

March 20th, 2020

Recent headlines are creating a lot of uncertainty in the financial markets. At times like this we all consider alternatives to the Stock Market and Mutual Funds. Are you familiar with the favorable attributes of Indexed Annuities and Indexed Life Insurance products? Markets go through many different cycles and present periods of significant volatility.  With […]

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Is having a will important?

August 6th, 2026

August is ” Make a Will Month”!  Here are some questions for you to ponder before making a will.  Or, the questions can help you review your current will to suit your current stage of life and family changes. Why Having a Will Matters Having a will in place allows direct asset distribution by deciding […]

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Plan For Your Future: Buy Life Insurance as a Young Adult

July 8th, 2026

Buying life insurance when you are young guarantees coverage that may be unobtainable later in life. With the struggle to manage burdensome student loans, balance the cost of mortgages and meet the endless barrage of other living expenses, why should life insurance be a priority for young adults? The answer is simple: it provides invaluable protection […]

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How to apply for life insurance as a couple

June 11th, 2026

An important part of building a life with your significant other is creating a good financial foundation that can protect each other and your family. Acquiring life insurance for yourself and your spouse should be a big part of that plan. To find the best coverage for your partner, here are some tips. Life insurance […]

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How long should I have life insurance?

January 15th, 2026

When exploring life insurance options, you’ll find several types of policies, which can make it challenging to decide what fits your needs—and how long you should keep coverage. The right choice depends on how long others rely on your financial support and the amount of protection required to help meet those needs. Here are key […]

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Keep Beneficiary Designations Up To Date

October 30th, 2025

Keeping your life insurance beneficiary designations up to date ensures that your wishes are honored. You name a beneficiary when you purchase a life insurance policy. Your life insurance beneficiary designation lets the insurance company know who should receive the proceeds of the policy. Keeping your beneficiary designation current is key to ensuring your life […]

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What to know about term life insurance conversion

August 7th, 2025

In the early stages of life, a term life insurance policy may be sufficient for many individuals’ needs. It can provide an affordable way to offer death benefit protection and help loved ones navigate a difficult time without the added strain of financial burdens. However, as life circumstances change, the coverage offered by a term […]

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June is Annuity Awareness Month!

June 19th, 2025

Annuity awareness can assist you in your financial planning. Have you done your research on annuities? Is it a good idea or a bad idea? There is a lot of information on annuities. I know my dad had annuities dating back to the 1980’s. He experienced some significant tax-deferred growth with guaranteed interest rates. There […]

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8 questions to ask when choosing a beneficiary

May 8th, 2025

When deciding to purchase life insurance, you may have someone in mind to designate as the policy’s beneficiary. The decision is important since beneficiaries are the people or entities who will benefit from your policy when you die. Here are some guidelines and policy rules to keep in mind when choosing or updating a beneficiary. Common […]

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Life insurance options for seniors

March 20th, 2025

For those who have reached retirement age or are getting ready to transition into the next chapter, you may wonder if life insurance is still important for these later years. Even if your priorities have shifted or you no longer have a young family to take care of, having coverage can provide financial security when […]

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Top 10 benefits of term life insurance

February 20th, 2025

Convenient, cost-effective coverage for financial peace of mind. When loved ones rely on you, you want to protect them, no matter what happens. A term life insurance policy is a cost-effective way to get comprehensive coverage and feel more secure about your family’s financial future. What is term life insurance? Term life insurance provides coverage […]

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What to do after receiving a life insurance death benefit

May 9th, 2024

When you are listed as a beneficiary on a life insurance policy, the policyowner likely wanted to help alleviate some of the financial worry that could come with their passing. From covering final expenses to providing money for future bills, life insurance proceeds can offer a safety net when it’s needed most. If you are […]

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Business planning with life insurance

January 25th, 2024

Along with protecting your family’s financial future, life insurance can also be used as a tool to help ensure the continuation of a business. If a key employee were to die unexpectedly, the financial loss could potentially be devastating for the other partner(s). Life insurance can provide funds to a business owner’s spouse and heirs, […]

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