Recent headlines are creating a lot of uncertainty in the
financial markets. At times like this we all consider alternatives to the Stock
Market and Mutual Funds.
Are you familiar with the favorable attributes of
Indexed Annuities and Indexed Life Insurance products?
Markets go through [...]
Now that I have your attention, are you aware of your HSA limits ? Review your paycheck and your deductions. You may not be taking advantage of the maximum HSA contribution for 2018 . The maximum contribution limit if you are single is $3,450 and the maximum contribution limit for family is $6,900.[...]
Need Cash for Christmas ?
Are you in need of cash? Well, that's kind of a loaded question. Everyone always would like to have some extra cash, right?
So if you find yourself in need of cash, do you go to your Life Insurance policy to withdraw cash? Do you take out a loan in your policy?
Life: Top 5 Reasons to Insure Yours
Life insurance. Have you stopped reading yet? What about financial struggles for those you love? Are you interested now? As a topic, life insurance probably ranks with death and taxes on the fun-o-meter. But, this is Life Insurance Awareness Month. It’s an [...]
I’m starting to struggle with aging. People in my parents’ generation tell me I’m laughably young, but maybe it’s the beginning of the process that startles you the most. Seeing your cheeks get lower and your eyelids loosen seems off somehow—like it’s not really you in the mirror.
Have you heard the term Rothification. Are you tracking what all is going on with the tax reform discussion in Washington and how that will potentially impact you and your family ?
I am a member of the National Association of Insurance and Financial Advisors ( NAIFA ) an organization that [...]
I recently came across a book that is very meaningful to me for a couple of reasons. First, Jerry Bundren has been a friend for many years. We went to high school together and he actually tutored me in my math classes. I was Best Man in his wedding. Jerry went to college and then into the Navy. [...]
We grew up camping. I remember summer evenings, holidays, church retreats, and youth group gatherings on my family’s property out in East Texas. We would shoot fireworks on the 4th of July, play paintball with the youth group, cook over the open stove and play hide and seek in the graveyard. We [...]
This could be described as way of life or life style that can impact most facets of our lives including our financial plan. My bend is financial services and life insurance planning, so I think in terms of budgets, saving and investing as it relates to frugal living. Minimalism is a life style [...]
Universal Life was originally designed for flexibility and to compete with the “Buy Term and Invest the Difference” concept. Southwestern Life in Dallas, Texas, had fancy marketing pieces that illustrated how a policyholder could utilize the flexible design of these plans. Nice graphs would [...]