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  • Universal Life was originally designed for flexibility and to compete with the “Buy Term and Invest the Difference” concept.  Southwestern Life in Dallas, Texas, had fancy marketing pieces that illustrated how a policyholder could utilize the flexible design of these plans. Nice graphs would [...]

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    Stay and Play: Balancing Life, Work, and Family I am employed at a university with a fairly structured work schedule: a 9-5 job. My wife is a full-time graduate student, which amounts to basically a full-time job with zero pay. I also have a 20-month-old daughter, someone I love to be around and [...]

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    Why we chose life insurance I’ve always been a little skeptical about purchasing life insurance. The reasons not to were convincing to me for a long time: Why spend money that I may not ever get back when I could be using it now? This is the “hedging your bets” argument. If I [...]

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    A Power Rangers Review by a Shameless, Raving Fan of the Original Series (with mild spoilers) Overall: I really liked this movie. I was surprised, but the "dark and gritty reboot" spin didn't mess it up for me. It was fun, funny, nostalgic, and its own thing at the same time. The whole "power of [...]

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    I received a Newswire from the National Association of Health Underwriters ( NAHU ). For those that are tracking the Affordable Care Act and the impact that it has on all of us may find this blurb and article to be interesting. You may recall that it was a given that without the mandate for coverage[...]

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    Many things effect life insurance rates. One factor can be high blood pressure. Want to live longer? Want to have lower life insurance rates? Consider the Dash Diet. You’ve never heard of the DASH Diet? DASH stands for Dietary Approaches to Stop Hypertension. We know exercise, diet and medication [...]

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    The National Association of Insurance & Financial Advisors ( NAIFA ) Smart Brief reported that a major reason consumers are shying away from purchasing life insurance is due to complexity in the application process. I do understand that this society is all about point and click then on to the[...]

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    January 1, 1997, we started Reynold Jones Insurance Group. It is hard to believe that 20 years have come and gone! We started with just a handful of carriers in 1997 and now represent over 20 life insurance and annuity companies as we are involved in selling term life insurance, guaranteed universal[...]

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    Did you know that delaying the age at which you receive your Social Security benefits could give you a nice increase in benefits rather than receiving 100 % of your Social Security Benefits at age 66? Yes, if you waited until age 68 you can multiply your Full Retirement Benefit by 116%.  If you [...]

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    Troy, a professor who has spent his life helping others, now finds himself needing to catch up planning for his own retirement. What’s a teacher to do? Watch the short video below.  retirement   Plan or No Plan video 2:58 Have you planned adequately for your retirement?  

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